Table 3: Distribution of sources of credit by region
	Sources of Credit (%)
Region	Money Lender	Lending Institution	Loan from Relatives	Transfers from Abroad	None	Other1
Malawi	100.0	100.0	100.0	100.0	100.0	100.0
Southern Region	38.9	38.4	53.2	28.6	42.8	66.0
Central Region	48.6	44.0	41.9	42.9	43.5	30.2
Northern Region	12.5	17.6	4.8	28.6	13.6	3.8
1 other includes pension/gratuity; compensation; farm proceeds, gifts, loan from company other lending institutions and loan from government.